.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}:root{--primary:#001e40;--pc:#003366;--sec:#006972;--scd:#004d54;--scc:#e0f4f4;--surf:#f4faff;--surfl:#e9f6fd;--surfm:#ddeef7;--surfw:#fff;--ons:#111d23;--onv:#3e5463;--out:rgba(62,84,99,0.15);--outm:rgba(62,84,99,0.28);--neg:#7a0000;--pos:#0d6e2e;--negt:rgba(122,0,0,0.08);--post:rgba(13,110,46,0.08);--sp1:.25rem;--sp2:.5rem;--sp3:.75rem;--sp4:1rem;--sp5:1.25rem;--sp6:1.5rem;--sp8:2rem;--sp10:2.5rem;--sp12:3rem;--sp14:3.5rem;--sp16:4rem;--sp20:5rem;--rm:.375rem;--rl:.75rem;--rx:1rem;--rf:100px;--sh:0 8px 24px rgba(17,29,35,0.05);--shl:0 20px 40px rgba(17,29,35,0.08)}*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}html{font-size:16px;scroll-behavior:smooth;-webkit-font-smoothing:antialiased}body{font-family:'Inter',-apple-system,sans-serif;color:var(--ons);background:var(--surf);line-height:1.6;overflow-x:hidden}.italic{font-family:'Playfair Display',Georgia,serif;font-style:italic;font-weight:600}.cw{max-width:1400px;margin:0 auto;padding:0 var(--sp6)}.page{display:none}.page.active{display:block}.nw{position:sticky;top:0;z-index:200;background:rgba(255,255,255,0.93);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px)}.nav{display:flex;align-items:center;padding:var(--sp3) var(--sp6);max-width:1400px;margin:0 auto}.nav-mid{flex:1;display:flex;align-items:center;justify-content:center;gap:var(--sp8)}.nlogo{font-family:'Playfair Display',Georgia,serif;font-size:1.25rem;font-weight:800;color:var(--primary);text-decoration:none;letter-spacing:-.02em;cursor:pointer;background:none;border:none}.npill{display:flex;gap:2px;background:var(--surfl);padding:2px;border-radius:var(--rf)}.npb{padding:4px 12px;border:none;border-radius:var(--rf);font-family:'Inter',sans-serif;font-size:.6875rem;font-weight:600;cursor:pointer;transition:all .2s;background:transparent;color:var(--onv);text-decoration:none;display:flex;align-items:center}.npb:hover{background:var(--surfl)}.npb.on{background:var(--sec);color:#fff}.nlinks{display:flex;gap:var(--sp8)}.nlink{font-size:.8125rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--onv);text-decoration:none;transition:color .2s;padding:var(--sp1) 0;cursor:pointer;background:none;border:none;font-family:'Inter',sans-serif}.nlink:hover,.nlink.on{color:var(--primary)}.nacts{display:flex;align-items:center;gap:var(--sp4)}.btn-more{display:flex;align-items:center;gap:6px;padding:6px 14px;border-radius:var(--rf);border:1px solid var(--out);background:none;cursor:pointer;font-family:'Inter',sans-serif;font-size:.8125rem;font-weight:600;color:var(--onv);transition:all .2s}.btn-more:hover{border-color:var(--outm);background:var(--surfl)}.btn-login{font-size:.8125rem;font-weight:600;color:var(--onv);background:none;border:1px solid var(--out);border-radius:var(--rf);cursor:pointer;text-decoration:none;transition:all .2s;font-family:'Inter',sans-serif;padding:6px 16px}.btn-login:hover{color:var(--primary);border-color:var(--outm);background:var(--surfl)}.btn-signup{padding:6px 18px;background:var(--primary);color:#fff;border:none;border-radius:var(--rf);font-family:'Inter',sans-serif;font-size:.8125rem;font-weight:600;cursor:pointer;transition:all .2s;text-decoration:none}.btn-signup:hover{background:var(--pc)}.auth-group{display:flex;align-items:center;gap:var(--sp3)}.user-wrap{display:flex;align-items:center;gap:var(--sp3)}.nacc{height:3px;background:var(--sec)}.sidebar-overlay{position:fixed;inset:0;background:rgba(0,30,64,0.25);z-index:300;opacity:0;pointer-events:none;transition:opacity .3s ease}.sidebar-overlay.open{opacity:1;pointer-events:auto}.sidebar{position:fixed;top:0;right:0;bottom:0;width:300px;background:var(--surfw);z-index:301;transform:translateX(100%);transition:transform .3s ease;box-shadow:-8px 0 40px rgba(0,0,0,0.08);display:flex;flex-direction:column}.sidebar.open{transform:translateX(0)}.sb-head{display:flex;align-items:center;justify-content:space-between;padding:var(--sp5) var(--sp6);border-bottom:1px solid var(--out)}.sb-title{font-size:.9375rem;font-weight:700;color:var(--ons)}.sb-close{background:none;border:none;cursor:pointer;color:var(--onv);padding:4px;border-radius:var(--rm);transition:background .2s}.sb-close:hover{background:var(--surfl)}.sb-body{flex:1;overflow-y:auto;padding:var(--sp6)}.sb-group{margin-bottom:var(--sp8)}.sb-label{font-size:.625rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--onv);margin-bottom:var(--sp4)}.sb-link{display:block;font-size:.9375rem;font-weight:600;color:var(--ons);text-decoration:none;padding:var(--sp2) 0;transition:color .2s;cursor:pointer;background:none;border:none;font-family:'Inter',sans-serif}.sb-link:hover{color:var(--sec)}.user-pill{display:flex;align-items:center;gap:var(--sp2);padding:4px 14px 4px 4px;background:var(--surfl);border:1px solid var(--out);border-radius:var(--rf);cursor:default;transition:border-color .2s}.user-pill:hover{border-color:var(--outm)}.user-av{width:28px;height:28px;border-radius:50%;background:linear-gradient(135deg,var(--sec),var(--scd));color:#fff;display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800}.user-name{font-size:.8125rem;font-weight:600;color:var(--ons)}.btn-signout{font-size:.75rem;font-weight:600;color:var(--onv);background:none;border:1px solid var(--out);border-radius:var(--rf);cursor:pointer;transition:all .2s;font-family:'Inter',sans-serif;padding:5px 12px}.btn-signout:hover{color:#ba1a1a;border-color:rgba(186,26,26,.25);background:rgba(186,26,26,.06)}.login-backdrop{position:fixed;inset:0;background:rgba(17,29,35,0.45);backdrop-filter:blur(4px);z-index:500;display:none;align-items:center;justify-content:center}.login-backdrop.open{display:flex}.login-modal{background:var(--surfw);border-radius:var(--rx);width:min(400px,calc(100vw - 2rem));padding:var(--sp10);box-shadow:var(--shl);position:relative}.login-close{position:absolute;top:var(--sp4);right:var(--sp4);background:none;border:none;cursor:pointer;color:var(--onv);opacity:.4;font-size:1.1rem;width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;transition:opacity .2s,background .2s}.login-close:hover{opacity:.8;background:var(--surfl)}.login-title{font-family:'Playfair 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.2s;margin-top:var(--sp2)}.login-btn:hover{background:var(--pc)}.login-divider{display:flex;align-items:center;gap:var(--sp3);margin:var(--sp5) 0;color:var(--onv);font-size:.75rem}.login-divider::before,.login-divider::after{content:'';flex:1;height:1px;background:var(--out)}.login-signup-link{text-align:center;font-size:.8125rem;color:var(--onv)}.login-signup-link button{background:none;border:none;color:var(--sec);font-weight:700;cursor:pointer;font-family:'Inter',sans-serif;font-size:.8125rem}.login-signup-link button:hover{text-decoration:underline}.login-forgot{background:none;border:none;color:var(--onv);font-family:'Inter',sans-serif;font-size:.8125rem;cursor:pointer;transition:color .2s}.login-forgot:hover{color:var(--sec);text-decoration:underline}.login-err{font-size:.8125rem;color:#b91c1c;background:#fef2f2;border:1px solid #fecaca;border-radius:var(--rm);padding:8px 12px;display:none;margin-bottom:var(--sp2)}.login-err.show{display:flex;align-items:center;gap:8px}.login-success{font-size:.8125rem;color:#15803d;background:#f0fdf4;border:1px solid #bbf7d0;border-radius:var(--rm);padding:8px 12px;display:none;margin-bottom:var(--sp2)}.login-success.show{display:flex;align-items:center;gap:8px}.app-error{max-width:480px;margin:var(--sp16) auto;text-align:center;padding:var(--sp8)}.app-error-icon{width:56px;height:56px;border-radius:50%;background:#fef2f2;display:flex;align-items:center;justify-content:center;margin:0 auto var(--sp5)}.app-error-title{font-size:1.125rem;font-weight:700;color:var(--primary);margin-bottom:var(--sp2)}.app-error-msg{font-size:.875rem;color:var(--onv);line-height:1.6;margin-bottom:var(--sp5)}.ftr{padding:var(--sp16) 0 var(--sp8);background:var(--surf)}.ftr-grid{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:var(--sp12);margin-bottom:var(--sp16)}.ftr-brand{max-width:260px}.ftr-logo{font-family:'Playfair Display',Georgia,serif;font-size:1.25rem;font-weight:800;color:var(--primary);margin-bottom:var(--sp4)}.ftr-desc{font-size:.875rem;line-height:1.6;color:var(--onv)}.ftr-ct{font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ons);margin-bottom:var(--sp5)}.ftr-col a{display:block;font-size:.875rem;color:var(--onv);text-decoration:none;margin-bottom:var(--sp3);transition:color .2s;cursor:pointer}.ftr-col a:hover{color:var(--sec)}.ftr-btm{padding-top:var(--sp8);border-top:1px solid var(--out);display:flex;justify-content:space-between;align-items:center}.ftr-copy{font-size:.75rem;color:var(--onv);max-width:640px;line-height:1.5}.ftr-soc{display:flex;gap:var(--sp4)}.ftr-soc a{width:36px;height:36px;border-radius:var(--rm);background:var(--surfl);display:flex;align-items:center;justify-content:center;color:var(--onv);text-decoration:none;transition:background .2s}.ftr-soc a:hover{background:var(--surfm)}.display-lg{font-family:'Playfair 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auto}.hp-trust{display:flex;justify-content:center;gap:var(--sp10);margin-top:var(--sp6)}.hp-trust-item{display:flex;align-items:center;gap:var(--sp2);font-size:.8125rem;font-weight:600;color:var(--onv)}.hp-trust-item svg{color:var(--sec);flex-shrink:0}.hp-split{display:grid;grid-template-columns:1fr 1fr;min-height:520px;margin:0 var(--sp6);border-radius:var(--rx);overflow:hidden}.hp-panel{position:relative;padding:var(--sp12) var(--sp10);display:flex;flex-direction:column;justify-content:flex-end;cursor:pointer;overflow:hidden;transition:flex .4s ease;text-decoration:none}.hp-panel::before{content:'';position:absolute;inset:0;z-index:1;transition:opacity .4s ease}.hp-panel-mf{background:linear-gradient(180deg,rgba(0,30,64,0.3) 0%,rgba(0,30,64,0.85) 100%),url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 800 600"><rect fill="%23001e40" width="800" height="600"/><rect fill="%23002a52" x="80" y="120" width="120" height="480" rx="4"/><rect fill="%23003366" 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fill="url(%23water)" y="440" width="800" height="160"/><circle fill="rgba(255,255,255,0.2)" cx="400" cy="100" r="40"/></svg>') center/cover}.hp-panel:hover::before{opacity:0}.hp-panel *{position:relative;z-index:2}.hp-eyebrow{display:inline-block;padding:var(--sp1) var(--sp3);background:rgba(255,255,255,0.15);border-radius:var(--rm);font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,0.8);margin-bottom:var(--sp6);backdrop-filter:blur(4px)}.hp-split-title{font-family:'Playfair Display',Georgia,serif;font-size:clamp(2rem,3.5vw,2.75rem);font-weight:800;line-height:1.1;letter-spacing:-.02em;color:#fff;margin-bottom:var(--sp4)}.hp-split-desc{font-size:.9375rem;line-height:1.6;color:rgba(255,255,255,0.75);max-width:380px;margin-bottom:var(--sp8)}.hp-cta{display:inline-flex;align-items:center;gap:var(--sp2);padding:var(--sp3) var(--sp6);background:#fff;border-radius:var(--rm);font-family:'Inter',sans-serif;font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;transition:transform .2s,box-shadow .2s;cursor:pointer;border:none}.hp-panel-mf .hp-cta{color:var(--primary)}.hp-panel-ks .hp-cta{color:var(--sec)}.hp-cta:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,0,0,0.2)}.hp-cta svg{transition:transform .2s}.hp-cta:hover svg{transform:translateX(3px)}.hp-glance{padding:7rem 0 5rem;background:var(--surfl)}.hp-glance-hd{text-align:center;max-width:700px;margin:0 auto var(--sp12)}.hp-glance-eyebrow{display:inline-flex;margin-bottom:var(--sp4)}.hp-glance-eyebrow span{font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--sec)}.hp-glance-hd h2{margin-bottom:var(--sp4)}.hp-glance-sub{font-size:1.0625rem;line-height:1.65;color:var(--onv);max-width:560px;margin:0 auto}.hp-glance-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--sp6);max-width:1100px;margin:0 auto}.hp-glance-card{background:var(--surfw);border-radius:var(--rl);padding:var(--sp8) var(--sp6);text-align:center;border:1px solid var(--out);transition:transform .2s,box-shadow .2s}.hp-glance-card:hover{transform:translateY(-4px);box-shadow:var(--shl)}.hp-glance-icon{width:48px;height:48px;background:var(--scc);border-radius:var(--rm);display:flex;align-items:center;justify-content:center;margin:0 auto var(--sp4);color:var(--sec)}.hp-glance-num{font-family:'Playfair Display',Georgia,serif;font-size:1.75rem;font-weight:800;color:var(--primary);margin-bottom:var(--sp2);letter-spacing:-.02em}.hp-glance-label{font-size:.8125rem;color:var(--onv);line-height:1.5}.hp-explain{padding:5rem 0}.hp-explain-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--sp16);align-items:center;max-width:1100px;margin:0 auto}.hp-explain-content{text-align:center}.hp-explain-content h2{margin-bottom:var(--sp6)}.hp-explain-content p{font-size:1rem;line-height:1.7;color:var(--onv);max-width:600px;margin:0 auto}.hp-features{display:grid;grid-template-columns:1fr 1fr;gap:var(--sp5)}.hp-year-tag{font-size:.75em;font-weight:600;color:var(--sec);vertical-align:middle}.hp-funds-footer{display:flex;justify-content:center;gap:var(--sp8);margin-top:var(--sp10);flex-wrap:wrap}.hp-funds-link-alt{color:var(--onv)}.hp-funds-link-alt:hover{color:var(--sec)}.hp-toolkit{padding:5rem 0;background:var(--surfl)}.hp-tag-balanced{background:rgba(0,105,114,.06);color:var(--sec)}.hp-provocation{padding:7rem 0 5rem;background:var(--surfl)}.hp-provocation-inner{text-align:center;max-width:800px;margin:0 auto}.hp-provocation-eyebrow{display:inline-flex;align-items:center;gap:var(--sp2);margin-bottom:var(--sp6);justify-content:center}.hp-provocation-eyebrow span{font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--sec)}.hp-provocation h2{margin-bottom:var(--sp6)}.hp-provocation-body{font-size:1.0625rem;line-height:1.7;color:var(--onv);max-width:620px;margin:0 auto var(--sp12)}.hp-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--sp6);max-width:900px;margin:0 auto}.hp-stat{background:var(--surfw);border-radius:var(--rl);padding:var(--sp8) var(--sp6);text-align:center;transition:transform .2s}.hp-stat:hover{transform:translateY(-4px)}.hp-stat-icon{width:48px;height:48px;background:var(--surfl);border-radius:var(--rm);display:flex;align-items:center;justify-content:center;margin:0 auto var(--sp4);color:var(--primary)}.hp-stat-num{font-family:'Playfair Display',Georgia,serif;font-size:2rem;font-weight:800;color:var(--primary);margin-bottom:var(--sp2);letter-spacing:-.02em}.hp-stat-num .hl-teal{color:var(--sec)}.hp-stat-desc{font-size:.8125rem;color:var(--onv);line-height:1.55}.hp-funds{padding:7rem 0 5rem}.hp-funds-hd{text-align:center;margin-bottom:var(--sp12)}.hp-funds-link{font-size:.8125rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--sec);text-decoration:none;display:flex;align-items:center;gap:var(--sp2);transition:gap .2s;cursor:pointer;background:none;border:none;font-family:'Inter',sans-serif}.hp-funds-link:hover{gap:var(--sp3)}.hp-funds-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--sp6)}.hp-funds-grid.hp-funds-grid-4{grid-template-columns:repeat(4,1fr)}.hp-fcard{background:var(--surfw);border-radius:var(--rl);padding:var(--sp6);transition:transform .2s,box-shadow .2s;cursor:pointer;border:1px solid var(--out);min-width:0}.hp-fcard:hover{transform:translateY(-4px);box-shadow:var(--shl)}.hp-fcard-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:var(--sp6)}.hp-fcard-icon{width:44px;height:44px;background:var(--surfl);border-radius:var(--rm);display:flex;align-items:center;justify-content:center;color:var(--primary)}.hp-risk-tag{padding:var(--sp1) var(--sp3);border-radius:var(--rf);font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.hp-tag-growth{background:rgba(0,105,114,.06);color:var(--sec)}.hp-tag-aggressive{background:rgba(55,20,0,0.08);color:#582400}.hp-tag-conservative{background:rgba(0,30,64,0.08);color:var(--primary)}.hp-fname{font-size:.9375rem;font-weight:700;color:var(--ons);margin-bottom:var(--sp1);line-height:1.35}.hp-fprov{font-size:.8125rem;color:var(--onv);margin-bottom:var(--sp6)}.hp-freturn{padding-top:var(--sp6);border-top:1px solid var(--out)}.hp-freturn-label{font-size:.6875rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--onv);margin-bottom:var(--sp1)}.hp-freturn-val{font-family:'Playfair Display',Georgia,serif;font-size:1.75rem;font-weight:700;color:var(--sec);display:flex;align-items:baseline;gap:var(--sp2)}.hp-freturn-val .pa{font-family:'Inter',sans-serif;font-size:.875rem;font-weight:500;color:var(--onv)}.hp-journey{padding:5rem 0 7rem;background:var(--surfl)}.hp-journey-hd{text-align:center;margin-bottom:var(--sp16)}.hp-journey-hd h2{margin-bottom:var(--sp4)}.hp-journey-hd p{font-size:1.0625rem;color:var(--onv);max-width:540px;margin:0 auto}.hp-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--sp8);max-width:1000px;margin:0 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var(--sp8);background:linear-gradient(135deg,var(--sec),var(--scd));color:#fff;border:none;border-radius:var(--rm);font-family:'Inter',sans-serif;font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;text-decoration:none;transition:all .2s}.gw-btn-p:hover{transform:translateY(-2px);box-shadow:0 12px 32px rgba(0,105,114,0.2)}.gw-btn-s{display:inline-flex;align-items:center;gap:var(--sp2);padding:var(--sp4) var(--sp8);background:transparent;color:var(--ons);border:1px solid var(--out);border-radius:var(--rm);font-family:'Inter',sans-serif;font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;text-decoration:none;transition:all .2s}.gw-btn-s:hover{background:var(--surfl)}.gw-visual{position:relative;display:flex;justify-content:center}.gw-stat-card{border-radius:var(--rx);padding:var(--sp10) 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.2s;cursor:pointer;background:none;border:none;font-family:'Inter',sans-serif}.gw-top-link:hover{gap:var(--sp3)}.gw-table{width:100%;background:var(--surfw);border-radius:var(--rl);overflow:hidden;border:1px solid var(--out)}.gw-th{display:grid;grid-template-columns:40px 2fr 1fr 1fr 1fr 1fr;padding:var(--sp4) var(--sp6);background:var(--surfl);font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--onv);align-items:center}.gw-tr{display:grid;grid-template-columns:40px 2fr 1fr 1fr 1fr 1fr;padding:var(--sp5) var(--sp6);align-items:center;transition:background .2s;cursor:pointer}.gw-tr:not(:last-child){border-bottom:1px solid var(--out)}.gw-tr:hover{background:var(--surfl)}.gw-rank{font-family:'Playfair 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h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(2rem,3.5vw,2.75rem);font-weight:700;line-height:1.15;color:var(--primary);margin-bottom:var(--sp3)}.gw-tools-hd p{font-size:1rem;color:var(--onv);max-width:480px;margin:0 auto}.gw-tools-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--sp6)}.gw-tool{background:var(--surfw);border-radius:var(--rl);padding:var(--sp8) var(--sp6);text-align:center;text-decoration:none;color:inherit;transition:transform .2s,box-shadow .2s;border:1px solid var(--out);cursor:pointer}.gw-tool:hover{transform:translateY(-4px);box-shadow:var(--shl)}.gw-tool-icon{width:56px;height:56px;border-radius:var(--rl);display:flex;align-items:center;justify-content:center;margin:0 auto var(--sp5);color:#fff}.gw-tool-icon.teal{background:var(--sec)}.gw-tool-icon.navy{background:var(--primary)}.gw-tool-name{font-size:1rem;font-weight:700;color:var(--ons);margin-bottom:var(--sp2)}.gw-tool-desc{font-size:.8125rem;line-height:1.5;color:var(--onv)}.gw-nudge{padding:5rem 0}.gw-nudge-card{background:linear-gradient(145deg,var(--sec),var(--scd));border-radius:var(--rx);padding:var(--sp12) var(--sp16);display:flex;justify-content:space-between;align-items:center;gap:var(--sp8);position:relative;overflow:hidden}.gw-nudge-card::before{content:'';position:absolute;top:-80px;right:-80px;width:300px;height:300px;background:radial-gradient(circle,rgba(255,255,255,0.06) 0%,transparent 70%);border-radius:50%}.gw-nudge-content{position:relative;z-index:1}.gw-nudge-content h3{font-family:'Playfair Display',Georgia,serif;font-size:1.5rem;font-weight:700;color:#fff;margin-bottom:var(--sp2)}.gw-nudge-content p{font-size:.9375rem;color:rgba(255,255,255,0.7);max-width:480px}.gw-nudge-btn{display:inline-flex;align-items:center;gap:var(--sp2);padding:var(--sp4) var(--sp8);background:#fff;color:var(--sec);border:none;border-radius:var(--rm);font-family:'Inter',sans-serif;font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;text-decoration:none;transition:all .2s;flex-shrink:0;position:relative;z-index:1}.gw-nudge-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,0,0,0.15)}@keyframes gw-fadeIn{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}.gw-anim{opacity:0;animation:gw-fadeIn .6s ease forwards}.gw-d2{animation-delay:.2s}@media(max-width:1024px){.gw-grid,.gw-explain-grid{grid-template-columns:1fr}.gw-tools-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:768px){.gw-tools-grid{grid-template-columns:1fr}.gw-th,.gw-tr{grid-template-columns:40px 2fr 1fr 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var(--out);border-radius:var(--rf);padding:var(--sp1) var(--sp4);font-size:.8125rem;font-weight:600;color:var(--onv)}.chip svg{color:var(--sec)}.dp-tabs{display:flex;border-bottom:1px solid var(--out);margin-bottom:var(--sp8)}.dp-tab{padding:var(--sp3) var(--sp6);font-size:.875rem;font-weight:600;background:none;border:none;cursor:pointer;color:var(--onv);border-bottom:3px solid transparent;transition:all .2s;display:flex;align-items:center;gap:var(--sp2);outline:none;font-family:'Inter',sans-serif}.dp-tab:hover{color:var(--primary)}.dp-tab.on{color:var(--primary);border-bottom-color:var(--primary)}.dp-tab-lock{width:14px;height:14px;flex-shrink:0;opacity:.4}.fbar{background:var(--surfw);border:1px solid var(--out);border-radius:var(--rl);padding:var(--sp4) var(--sp6);margin-bottom:var(--sp5);display:flex;align-items:center;gap:var(--sp5);flex-wrap:wrap}.fl{font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--onv);white-space:nowrap}.rk-prov-select{padding:var(--sp1) var(--sp4);border-radius:var(--rm);border:1px solid var(--out);background:var(--surfw);font-family:'Inter',sans-serif;font-size:.8125rem;font-weight:600;color:var(--ons);cursor:pointer;outline:none;max-width:200px}.rk-prov-select:focus{border-color:var(--sec)}.pills{display:flex;gap:var(--sp2);flex-wrap:wrap}.pill{padding:var(--sp1) var(--sp4);border-radius:var(--rf);border:1px solid var(--out);background:transparent;font-family:'Inter',sans-serif;font-size:.8125rem;font-weight:600;color:var(--onv);cursor:pointer;transition:all .2s}.pill:hover{background:var(--surfl)}.pill.on{background:var(--primary);color:#fff;border-color:var(--primary)}.fdiv{width:1px;height:26px;background:var(--out);flex-shrink:0}.fmeta{margin-left:auto;font-size:.8125rem;color:var(--onv)}.fmeta strong{color:var(--sec);font-weight:700}.rnk{font-family:'Playfair 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p{font-size:.8125rem;color:var(--onv);line-height:1.55;margin-bottom:var(--sp2)}.fq-a p:last-child{margin-bottom:0}.fq-a a{color:var(--sec);font-weight:600;cursor:pointer;text-decoration:none}.fq-a a:hover{text-decoration:underline}.fq-items{display:flex;flex-direction:column;gap:var(--sp2)}.skip-nav{position:absolute;top:-100%;left:var(--sp4);background:var(--primary);color:#fff;padding:var(--sp3) var(--sp6);border-radius:0 0 var(--rl) var(--rl);font-size:.875rem;font-weight:700;z-index:9999;text-decoration:none;transition:top .2s}.skip-nav:focus{top:0}*:focus-visible{outline:2px solid var(--sec) !important;outline-offset:2px !important;border-radius:2px}.dp-tab:focus-visible,.rk-fp-tab:focus-visible,.rk-fp-qpill:focus-visible,.pv-chev:focus-visible,.pv-load-more button:focus-visible,.ret-ppill:focus-visible,.dist-yr:focus-visible,.sort-sel:focus-visible{outline:2px solid var(--sec) !important;outline-offset:2px 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rgba(255,255,255,.25);color:rgba(255,255,255,.7);border-radius:var(--rm);font-family:'Inter',sans-serif;font-size:.8125rem;font-weight:600;cursor:pointer;transition:all .2s}.cookie-decline:hover{border-color:rgba(255,255,255,.5);color:#fff}.scroll-top{position:fixed;bottom:var(--sp6);right:var(--sp6);width:44px;height:44px;background:var(--primary);color:#fff;border:none;border-radius:50%;cursor:pointer;z-index:250;display:none;align-items:center;justify-content:center;box-shadow:var(--sh);transition:all .2s}.scroll-top.show{display:flex}.scroll-top:hover{background:var(--pc);transform:translateY(-2px)}@keyframes shimmer{0%{background-position:200% 0}100%{background-position:-200% 0}}.skeleton{background:linear-gradient(90deg,var(--surfl) 25%,var(--surfm) 50%,var(--surfl) 75%);background-size:200% 100%;animation:shimmer 1.5s infinite;border-radius:var(--rl);min-height:40px}:root{--onv:#2d4250}.page-404{text-align:center;padding:var(--sp20) var(--sp6)}.page-404-code{font-family:'Playfair Display',Georgia,serif;font-size:clamp(4rem,10vw,8rem);font-weight:800;color:var(--out);line-height:1}.page-404-title{font-family:'Playfair Display',Georgia,serif;font-size:1.5rem;font-weight:700;color:var(--primary);margin:var(--sp4) 0 var(--sp3)}.page-404-desc{font-size:1rem;color:var(--onv);margin-bottom:var(--sp8)}.page-404-btn{display:inline-flex;align-items:center;gap:var(--sp2);padding:var(--sp3) var(--sp8);background:var(--primary);color:#fff;border:none;border-radius:var(--rf);font-family:'Inter',sans-serif;font-size:.9375rem;font-weight:700;cursor:pointer;transition:background .2s}.page-404-btn:hover{background:var(--pc)}.legal-page{max-width:760px;margin:0 auto;padding:var(--sp12) var(--sp6)}.legal-page h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.75rem,3vw,2.25rem);font-weight:800;color:var(--primary);margin-bottom:var(--sp6)}.legal-page h2{font-size:1.125rem;font-weight:700;color:var(--primary);margin:var(--sp8) 0 var(--sp3)}.legal-page p{font-size:.9375rem;line-height:1.7;color:var(--onv);margin-bottom:var(--sp4)}.legal-page .legal-updated{font-size:.8125rem;color:var(--onv);opacity:.6;margin-bottom:var(--sp8)}@media(max-width:480px){.hp-split{grid-template-columns:1fr !important;min-height:280px !important}.hp-panel{padding:var(--sp8) var(--sp6)}.hp-trust{flex-direction:column;gap:var(--sp3);align-items:center}.hp-stats{flex-direction:column}.hp-funds-grid{grid-template-columns:1fr !important}.hp-steps{flex-direction:column}.display-lg{font-size:2rem}.display-md{font-size:1.5rem}.pv-stat-grid{grid-template-columns:1fr}.rk-tbl th,.rk-tbl td{padding:6px 8px;font-size:.75rem}.fd-si-strip{grid-template-columns:1fr 1fr}.fd-si-perf-grid{grid-template-columns:1fr}.fd-si-perf-left{border-right:none;border-bottom:1px solid var(--out)}.ins-grid{grid-template-columns:1fr}.gw-grid{grid-template-columns:1fr !important}.gw-visual{display:none}.ov-metrics-top{flex-direction:column}.ov-flow-row{flex-direction:column}.nav{padding:var(--sp2) var(--sp4)}.nlogo{font-size:1.1rem}.cookie-banner{flex-direction:column;text-align:center}.cookie-btns{justify-content:center}.ftr-grid{grid-template-columns:1fr !important}.rk-bottom-cta{flex-direction:column;text-align:center}.fd-si-tabs{overflow-x:auto;-webkit-overflow-scrolling:touch}.ov-sec-hdr{flex-direction:column;align-items:flex-start;gap:var(--sp3)}}@media(min-width:481px) and (max-width:1024px){.pv-stat-grid{grid-template-columns:1fr 1fr}.hp-funds-grid{grid-template-columns:1fr 1fr !important}.fd-si-strip{grid-template-columns:1fr 1fr}.gw-grid{grid-template-columns:1fr !important}.gw-visual{margin-top:var(--sp6)}}@media(max-width:768px){.npb{min-height:44px;min-width:44px;padding:8px 16px;font-size:.75rem}.tf{min-height:44px;padding:10px 16px}.rk-fp-qpill{min-height:44px;padding:10px 16px}.ret-ppill{min-height:44px;padding:10px 14px}.bell{width:44px;height:44px}}@media(prefers-color-scheme:dark){:root{--primary:#82b1ff;--pc:#a4c8ff;--sec:#4dd0e1;--scd:#80deea;--scc:rgba(77,208,225,0.12);--surf:#0d1117;--surfl:#161b22;--surfm:#21262d;--surfw:#1a1f26;--ons:#e6edf3;--onv:#8b949e;--out:rgba(139,148,158,0.2);--outm:rgba(139,148,158,0.35);--neg:#f85149;--pos:#3fb950;--negt:rgba(248,81,73,0.1);--post:rgba(63,185,80,0.1);--sh:0 8px 24px rgba(0,0,0,0.25);--shl:0 20px 40px rgba(0,0,0,0.35)}.nw{background:rgba(13,17,23,0.93)}.login-modal{background:var(--surfw);border:1px solid var(--out)}.cookie-banner{background:var(--surfm);border-top:1px solid var(--out)}}@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important;scroll-behavior:auto !important}}